Lifted Gateway is the payments technology under everything Lifted builds — end-to-end encrypted tokenization, automatic Level 2/3 interchange optimization, 3-D Secure authentication, and an operator console. This page describes the technology. If you're a merchant shopping for a processor and pricing, that's a quick handoff to Lifted Payments.
A payment gateway is the layer that takes a card, secures it, authenticates it, optimizes how it's processed, and settles it — reliably, every time. Lifted Gateway is that layer for the Lifted estate. It's the same core that runs Lifted Payments, Lifted POS, ShipKit, and the terminal apps: build the hard payments plumbing once, and reuse it everywhere.
This is a description of the technology and its capabilities — tokenization, interchange optimization, authentication, and the operator console. It is deliberately not a merchant-acquisition page. When you want rates, terminals, and an account, that's Lifted Payments, and we hand you straight there.
Card data is encrypted end-to-end with Voltage and replaced by tokens, so raw PANs never sit in the application. That's what supports a SAQ-A posture for card-present acceptance and keeps sensitive data out of scope wherever it can be.
On commercial and government cards, the gateway appends Level 2 and Level 3 line-item data automatically — the tax, invoice, and itemized fields that qualify a transaction for lower interchange. Better rates, no manual keying.
Card-not-present flows can force 3-D Secure, authenticating the cardholder with their issuing bank and shifting liability for fraudulent chargebacks away from the merchant — the same protection built into ShipKit's checkout.
Behind the rails is a console for boarding, portfolio, earnings, and transaction reporting — how operators run merchants day to day. A dedicated public frontend is in development; today it lives inside the Lifted operator tooling.
Lifted Gateway coordinates card, ACH, and eCheck acceptance behind one Lifted integration. Method-aware routing lets a custom checkout, hosted payment flow, or operator workflow take cards and bank payments cleanly without exposing the underlying payment infrastructure.
Because it's shared infrastructure, every Lifted product inherits the same security and interchange behavior: POS checkouts, ShipKit label payments, terminal apps, and merchant portal transactions all ride the same tokenization and Level 2/3 logic. Build the rail once; the whole estate gets it.
This page is about the gateway technology. If you want a rate review, a terminal, or to open a merchant account, Lifted Payments is the buyer-facing arm — interchange-plus pricing quoted after a one-statement review, with no application fee.
Building a platform that needs to move money? Talk to us about the gateway — or if you're a merchant, get pricing from Lifted Payments.